Lost your employer plan? You have options.
Leaving a job doesn't mean going without coverage. Compare private PPO plans you can enroll in right away — no waiting for open enrollment.
- Get covered without waiting
- Nationwide PPO networks
- Coverage that isn't tied to an employer
- Free, no-pressure plan review
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Plans from nationally recognized carriers
Lost Job-Based Coverage?
Private PPO vs. Lost Employer Coverage
Losing employer coverage is a qualifying life event, but your choices aren't limited to COBRA or the Marketplace. A private PPO plan can keep you covered quickly, with a network you choose.
The Difference
Compare before you decide
Going Without / COBRA
- Coverage gaps between jobs
- Expensive COBRA premiums
- Confusing options under pressure
- Risk of being uninsured
Private PPO Alternative
- Enroll right away
- Coverage you own and keep
- Broad PPO access nationwide
- Advisor-guided, at no cost
How Does Your Plan Compare?
Private PPO vs. a typical Marketplace plan
Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.
Reviews
Trusted by people like you
Real stories from individuals and families we've helped find coverage.
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.”
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
“The support was great from start to finish, and I never felt pressured at any point.”
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.”
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
“The support was great from start to finish, and I never felt pressured at any point.”
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
FAQs
Frequently asked questions
You can typically apply right away. Private plans enroll year-round, and losing job coverage may also open a special window.
Yes — losing employer coverage usually qualifies you for a special enrollment period, in addition to year-round private options.
Yes. A private plan can cover you and your family without relying on your former employer.
It depends on cost and your doctors. A quick comparison usually reveals which keeps your coverage for less.
Find out what you qualify for today
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