Healthcare Savings Center
Rideshare driver using a navigation app behind the wheel
Gig Economy

On-demand work deserves on-your-terms coverage.

Private PPO health insurance for rideshare, delivery, and gig workers — no employer plan required.

  • Year-round enrollment
  • Flexible monthly options
  • See any doctor nationwide
  • Free advisor help
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Let's find your coverage

Start with your ZIP code.

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Plans from nationally recognized carriers

Aetna logo
Humana logo
Blue Cross Blue Shield logo
UnitedHealthcare logo
Cigna
Oscar
Aetna logo
Humana logo
Blue Cross Blue Shield logo
UnitedHealthcare logo
Cigna
Oscar
Delivery gig worker with an insulated food bag on a city street

Gig Economy

Health insurance for gig and rideshare workers

Gig platforms don't provide health insurance — but that doesn't mean you're stuck. Private PPO plans offer flexible, nationwide coverage you can enroll in any time, built for income that moves.

The Difference

Why a private PPO can be the smarter move

No Platform Coverage

  • Apps don't offer benefits
  • Income varies week to week
  • Open-enrollment limits
  • Narrow networks

Private PPO

  • Year-round enrollment
  • Flexible monthly options
  • See any doctor nationwide
  • Free advisor help

Built for Variable Income

Flexible plans that fit gig and seasonal earnings.

Enroll Any Time

No need to wait for an open-enrollment window.

Coverage That Travels

Nationwide PPO access wherever the work takes you.

How Does Your Plan Compare?

Private PPO vs. a typical Marketplace plan

Typical Marketplace PlanHealthcare Savings Center
$750/month
VS
$300/month
Deductible
$15,000
$0
Telemedicine
$50
$0
Doctor / specialist visit
$50
$0 copay
Out-of-pocket max
$25,000
$3,000
Co-insurance
40%
100%
Network
HMO — referral required
PPO — see any doctor
Coverage area
Limited to certain states/markets
Nationwide

Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.

Real Coverage, Real People

Built for gig and rideshare workers

Flexible private PPO coverage that fits how you live and work.

Delivery gig worker with an insulated food bag on a city street
Gig worker checking earnings on a laptop outdoors
Independent courier on his phone between deliveries

Reviews

Trusted by people like you

Real stories from individuals and families we've helped find coverage.

The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.
JJessica T.Self-employed, TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four, FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer, CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree, AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner, CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse, multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant, NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver, GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent, NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor, OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed, IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs, WA
The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.
JJessica T.Self-employed, TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four, FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer, CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree, AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner, CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse, multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant, NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver, GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent, NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor, OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed, IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs, WA

FAQs

Frequently asked questions

Yes. Private plans are built for variable income and don't require a steady paycheck to apply.

No — you don't need to provide a 1099 to apply for a private PPO plan.

Year-round enrollment means you can adjust your coverage as your gig work changes.

Ready to find the right health insurance for you?

Get a free, no-pressure plan review from a licensed advisor. It only takes a few minutes.

Monday – Friday, 9am – 5pm EST

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