Healthcare Savings Center
Real estate agent showing a home to a young couple
Real Estate

Commission income, dependable coverage.

Private PPO health insurance for independent real estate agents and brokers — flexible plans for 1099 income.

  • Flexible, year-round options
  • Nationwide PPO access
  • Plans matched to your income
  • Free advisor guidance
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Plans from nationally recognized carriers

Aetna logo
Humana logo
Blue Cross Blue Shield logo
UnitedHealthcare logo
Cigna
Oscar
Aetna logo
Humana logo
Blue Cross Blue Shield logo
UnitedHealthcare logo
Cigna
Oscar
Real estate agent holding keys in front of a house

Real Estate

Health insurance for real estate agents

As an independent agent, your brokerage rarely covers health insurance. Private PPO plans give you flexible, nationwide coverage that fits commission-based income and lets you enroll year-round.

The Difference

Why a private PPO can be the smarter move

1099 Reality

  • No brokerage benefits
  • Uneven commission income
  • Open-enrollment windows
  • Limited HMO networks

Private PPO

  • Flexible, year-round options
  • Nationwide PPO access
  • Plans matched to your income
  • Free advisor guidance

For Commission Income

Plans designed around variable, 1099 earnings.

Statewide & Nationwide

Coverage that follows you across every listing and market.

Enroll Year-Round

Get covered when you need it — not just in winter.

How Does Your Plan Compare?

Private PPO vs. a typical Marketplace plan

Typical Marketplace PlanHealthcare Savings Center
$750/month
VS
$300/month
Deductible
$15,000
$0
Telemedicine
$50
$0
Doctor / specialist visit
$50
$0 copay
Out-of-pocket max
$25,000
$3,000
Co-insurance
40%
100%
Network
HMO — referral required
PPO — see any doctor
Coverage area
Limited to certain states/markets
Nationwide

Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.

Real Coverage, Real People

Built for real estate agents

Flexible private PPO coverage that fits how you live and work.

Real estate agent holding keys in front of a house
Realtor reviewing floor plans with home buyers
Real estate agent meeting clients in the office

Reviews

Trusted by people like you

Real stories from individuals and families we've helped find coverage.

The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.
JJessica T.Self-employed, TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four, FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer, CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree, AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner, CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse, multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant, NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver, GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent, NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor, OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed, IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs, WA
The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.
JJessica T.Self-employed, TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four, FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer, CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree, AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner, CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse, multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant, NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver, GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent, NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor, OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed, IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs, WA

FAQs

Frequently asked questions

Yes. Private plans are well-suited to commission income because they aren't tied to a salary or employer.

No. You can get your own private plan independently of your brokerage.

Self-employed agents often can — confirm with your tax advisor. We'll handle finding the plan.

Ready to find the right health insurance for you?

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