Healthcare Savings Center
Small business owner leading a team meeting
Small Business

Coverage for the owner who covers everyone else.

Private PPO health insurance for small business owners and their families — flexible plans without group-plan overhead.

  • Simple individual/family coverage
  • Nationwide PPO access
  • Enroll year-round
  • Advisor-guided setup
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Plans from nationally recognized carriers

Aetna logo
Humana logo
Blue Cross Blue Shield logo
UnitedHealthcare logo
Cigna
Oscar
Aetna logo
Humana logo
Blue Cross Blue Shield logo
UnitedHealthcare logo
Cigna
Oscar
Small business owner standing in his retail store

Small Business

Health insurance for small business owners

Running a small business means wearing every hat — including figuring out your own health coverage. Private PPO plans give owners flexible, nationwide options without the cost and complexity of a full group plan.

The Difference

Why a private PPO can be the smarter move

Group-Plan Headaches

  • High group-plan costs
  • Complex administration
  • Rigid enrollment rules
  • Limited networks

Private PPO

  • Simple individual/family coverage
  • Nationwide PPO access
  • Enroll year-round
  • Advisor-guided setup

Owner-Focused Plans

Coverage built around you and your family, not a payroll system.

Flexible & Portable

Keep your plan as your business grows or changes.

Time Back

We handle the comparison so you can run your business.

How Does Your Plan Compare?

Private PPO vs. a typical Marketplace plan

Typical Marketplace PlanHealthcare Savings Center
$750/month
VS
$300/month
Deductible
$15,000
$0
Telemedicine
$50
$0
Doctor / specialist visit
$50
$0 copay
Out-of-pocket max
$25,000
$3,000
Co-insurance
40%
100%
Network
HMO — referral required
PPO — see any doctor
Coverage area
Limited to certain states/markets
Nationwide

Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.

Real Coverage, Real People

Built for small business owners

Flexible private PPO coverage that fits how you live and work.

Small business owner standing in his retail store
Business owners reviewing plan options in a conference room
Small business owner working on a laptop

Reviews

Trusted by people like you

Real stories from individuals and families we've helped find coverage.

The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.
JJessica T.Self-employed, TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four, FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer, CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree, AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner, CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse, multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant, NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver, GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent, NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor, OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed, IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs, WA
The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.
JJessica T.Self-employed, TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four, FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer, CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree, AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner, CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse, multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant, NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver, GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent, NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor, OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed, IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs, WA

FAQs

Frequently asked questions

Yes. As an owner you can take an individual or family private plan without setting up a full group plan.

Often, yes — for one owner, an individual private plan can cost less and carry far less administration than a group plan.

Yes, private plans can include your spouse and dependents alongside you.

Ready to find the right health insurance for you?

Get a free, no-pressure plan review from a licensed advisor. It only takes a few minutes.

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