Health coverage that works as independently as you do.
Private PPO plans for freelancers, 1099 contractors, and solopreneurs — flexible coverage you can enroll in year-round.
- Enroll any time of year
- Broad nationwide PPO networks
- Plans matched to your budget
- Licensed advisor does the legwork
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Plans from nationally recognized carriers
Self-Employed
Health insurance for self-employed professionals
When you work for yourself, health insurance is on you — and Marketplace plans aren't your only option. Private PPO plans can offer broader networks and more flexibility for those who qualify, without waiting for open enrollment.
The Difference
Why a private PPO can be the smarter move
Going It Alone
- No employer plan to fall back on
- Marketplace open-enrollment windows
- Narrow HMO networks
- Confusing options and jargon
Private PPO
- Enroll any time of year
- Broad nationwide PPO networks
- Plans matched to your budget
- Licensed advisor does the legwork
Year-Round Enrollment
Don't wait for open enrollment — apply when you need coverage.
Plans Around Your Income
Flexible options designed for variable, self-employed income.
Free Expert Guidance
A licensed advisor compares options for you at no cost.
How Does Your Plan Compare?
Private PPO vs. a typical Marketplace plan
Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.
Real Coverage, Real People
Built for self-employed professionals
Flexible private PPO coverage that fits how you live and work.
Reviews
Trusted by people like you
Real stories from individuals and families we've helped find coverage.
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.”
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
“The support was great from start to finish, and I never felt pressured at any point.”
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.”
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
“The support was great from start to finish, and I never felt pressured at any point.”
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
FAQs
Frequently asked questions
Many self-employed people can deduct premiums — check with your tax professional. We focus on finding you the right plan.
No specific income is required to apply for a private plan; eligibility depends on factors like age, location, and health.
Yes — private plans can cover you, a spouse, and dependents together.
Ready to find the right health insurance for you?
Get a free, no-pressure plan review from a licensed advisor. It only takes a few minutes.
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