Coverage as hard-working as you are.
Private PPO health insurance for independent contractors, builders, and skilled tradespeople — flexible plans without a company benefits package.
- Year-round enrollment
- Plans for variable income
- Broad nationwide networks
- Free advisor guidance
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Plans from nationally recognized carriers
Trades
Health insurance for contractors and tradespeople
Construction and trade workers who run their own shop don't get employer health benefits. Private PPO plans deliver flexible, year-round coverage that fits seasonal and project-based work.
The Difference
Why a private PPO can be the smarter move
No Company Plan
- No employer benefits
- Seasonal, uneven income
- Open-enrollment limits
- Job-site injuries need coverage
Private PPO
- Year-round enrollment
- Plans for variable income
- Broad nationwide networks
- Free advisor guidance
Fits Seasonal Work
Coverage that holds steady through busy and slow seasons.
For Independent Trades
Plans built for contractors who don't have a company plan.
Family Coverage
Cover yourself and your family on one private plan.
How Does Your Plan Compare?
Private PPO vs. a typical Marketplace plan
Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.
Real Coverage, Real People
Built for contractors and tradespeople
Flexible private PPO coverage that fits how you live and work.
Reviews
Trusted by people like you
Real stories from individuals and families we've helped find coverage.
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.”
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
“The support was great from start to finish, and I never felt pressured at any point.”
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.”
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
“The support was great from start to finish, and I never felt pressured at any point.”
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
FAQs
Frequently asked questions
Yes. Private PPO plans fit independent tradespeople and contractors who don't get benefits through a company.
Year-round enrollment means you can get covered whenever you need it, regardless of busy or slow seasons.
You can cover yourself and your family individually; we can also discuss options if you employ others.
Ready to find the right health insurance for you?
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