Healthcare Savings Center
Part-time cafe worker preparing an order
Flexible Work

Part-time hours, full-time coverage.

Private PPO health insurance for part-time and seasonal workers — coverage that doesn't require full-time hours.

  • No full-time hours required
  • Coverage between seasons
  • Year-round enrollment
  • Nationwide PPO access
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Plans from nationally recognized carriers

Aetna logo
Humana logo
Blue Cross Blue Shield logo
UnitedHealthcare logo
Cigna
Oscar
Aetna logo
Humana logo
Blue Cross Blue Shield logo
UnitedHealthcare logo
Cigna
Oscar
Seasonal retail worker on the shop floor

Flexible Work

Health insurance for part-time and seasonal workers

Part-time and seasonal jobs rarely include health benefits, and gaps between seasons leave you exposed. Private PPO plans offer year-round coverage you own, regardless of your hours.

The Difference

Why a private PPO can be the smarter move

No Benefits, Gaps Between Seasons

  • Part-time means no benefits
  • Coverage gaps off-season
  • Open-enrollment limits
  • Uneven income

Private PPO

  • No full-time hours required
  • Coverage between seasons
  • Year-round enrollment
  • Nationwide PPO access

No Hours Requirement

Get covered without needing full-time employment.

No Off-Season Gaps

Keep your coverage active between seasonal jobs.

Enroll Any Time

Year-round enrollment fits flexible and seasonal schedules.

How Does Your Plan Compare?

Private PPO vs. a typical Marketplace plan

Typical Marketplace PlanHealthcare Savings Center
$750/month
VS
$300/month
Deductible
$15,000
$0
Telemedicine
$50
$0
Doctor / specialist visit
$50
$0 copay
Out-of-pocket max
$25,000
$3,000
Co-insurance
40%
100%
Network
HMO — referral required
PPO — see any doctor
Coverage area
Limited to certain states/markets
Nationwide

Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.

Real Coverage, Real People

Built for part-time and seasonal workers

Flexible private PPO coverage that fits how you live and work.

Seasonal retail worker on the shop floor
Part-time retail manager in a boutique
Seasonal worker checking the schedule on a tablet

Reviews

Trusted by people like you

Real stories from individuals and families we've helped find coverage.

The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.
JJessica T.Self-employed, TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four, FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer, CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree, AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner, CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse, multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant, NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver, GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent, NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor, OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed, IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs, WA
The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.
JJessica T.Self-employed, TX
I appreciated the personalized guidance and how easy they made it to understand all my options.
VVictoria L.Family of four, FL
They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.
BBradley O.Freelancer, CO
The support was great from start to finish, and I never felt pressured at any point.
SShannon M.Early retiree, AZ
Clear communication, flexible options, and a smooth experience made this an easy decision for me.
JJose R.Small business owner, CA
My coverage finally follows me between assignments. No more gaps every time I switch contracts.
MMarcus D.Travel nurse, multi-state
I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.
PPriya N.Consultant, NY
Didn't think I had options without an employer. They proved me wrong and made it painless.
EEthan W.Rideshare driver, GA
Finally a plan that fits commission income. The advisor actually listened to my situation.
KKaren S.Real estate agent, NC
Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.
TTom B.Contractor, OH
Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.
AAisha R.Self-employed, IL
Lost my employer plan and panicked. They had me covered within days, nationwide network and all.
DDaniel K.Between jobs, WA

FAQs

Frequently asked questions

Yes. Private PPO plans don't require full-time hours, so part-time and seasonal workers can get covered.

Because you own a private plan, it stays active between seasonal jobs — no gap when a season ends.

Yes, private plans offer year-round enrollment, so you're not limited to a fixed window.

Ready to find the right health insurance for you?

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