Coverage for the people who serve everyone else.
Private PPO health insurance for restaurant, bar, and hospitality workers and owners — flexible plans for variable schedules.
- No set hours required
- Year-round enrollment
- Plans for variable income
- Nationwide PPO access
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Plans from nationally recognized carriers
Hospitality
Health insurance for restaurant and hospitality workers
Hospitality work often comes without benefits and with hours that change week to week. Private PPO plans offer flexible, year-round coverage for servers, cooks, and venue owners alike.
The Difference
Why a private PPO can be the smarter move
No Benefits, Variable Hours
- Often no employer plan
- Hours change seasonally
- Tipped, variable income
- Open-enrollment limits
Private PPO
- No set hours required
- Year-round enrollment
- Plans for variable income
- Nationwide PPO access
Works With Your Schedule
Coverage that doesn't depend on full-time hours.
For Staff and Owners
Whether you serve or run the place, there's a plan for you.
Year-Round
Get covered any time — not just in a fixed window.
How Does Your Plan Compare?
Private PPO vs. a typical Marketplace plan
Examples shown for illustration only. Plans, pricing, and eligibility vary by state and individual circumstances.
Real Coverage, Real People
Built for restaurant and hospitality workers
Flexible private PPO coverage that fits how you live and work.
Reviews
Trusted by people like you
Real stories from individuals and families we've helped find coverage.
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.”
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
“The support was great from start to finish, and I never felt pressured at any point.”
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
“The process was simple, everything was clearly explained, and I felt confident choosing the right coverage for my needs.”
“I appreciated the personalized guidance and how easy they made it to understand all my options.”
“They broke everything down in a way that actually made sense and helped me find a plan that fit my budget.”
“The support was great from start to finish, and I never felt pressured at any point.”
“Clear communication, flexible options, and a smooth experience made this an easy decision for me.”
“My coverage finally follows me between assignments. No more gaps every time I switch contracts.”
“I was about to overpay for COBRA. They found me a PPO plan for a lot less with the same doctors.”
“Didn't think I had options without an employer. They proved me wrong and made it painless.”
“Finally a plan that fits commission income. The advisor actually listened to my situation.”
“Straightforward answers, no jargon, no pressure. I knew exactly what I was signing up for.”
“Year-round enrollment was a lifesaver — I didn't have to wait months to get covered.”
“Lost my employer plan and panicked. They had me covered within days, nationwide network and all.”
FAQs
Frequently asked questions
Yes. Whether you're a server, cook, or own a venue, private PPO plans are available without an employer plan.
Private plans don't require set hours, so they work well with the variable schedules common in hospitality.
Yes — tipped and hourly workers can apply for private coverage based on standard eligibility factors.
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